The Difference between HSA & FSA

Health Savings Account (HSA)

If you enroll in Bronze HDHP, you are eligible to open an HSA. An HSA is a tax-free savings account. Make pre-tax deductions from your paycheck into your HSA, allowing you to save money by using tax-free dollars to pay for eligible medical, prescription, dental, and vision expenses.

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Medical Flexible Spending Account (FSA)

Tax-advantaged FSAs are a great way to save money. The money you contribute to these accounts comes out of your paycheck without being taxed, and you withdraw it tax-free when you pay for eligible healthcare expenses.

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Dependent Care FSA

A dependent care FSA (DCA) is a flexible spending account that allows you to set aside up to $5,000/family pre-tax dollars for dependent care expenses. This includes daycares, babysitters and before/after school care.

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Transit Account

A transit account allows you to set aside up to $300/month. pre-tax dollars for mass transit expenses associated with your daily commute to work.

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Dependent Care FSA

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